January 1, 2023

Should I Have a Home Inspection?


Many buyers wonder if they should have a home inspection contingency in their purchase agreement.   As a REALTOR®, I strongly encourage a home inspection for many reasons.  There are many home inspection companies to choose from.  Factors to consider when choosing a home inspection company are certifications, cost, and availability.  As the buyer, you are welcome to attend the home inspection and ask questions of the inspector.

What Does a Home Inspector Do?

A qualified home inspector looks at the major systems of the house from the foundation to the roof.   An inspector will look at plumbing, electrical, appliances, structures, roofing, and your HVAC (Heating Ventilation and Air Conditioning) System.  The inspector will take many pictures and notes as they go through the house.  A typical home inspection takes 2-4 hours depending on the size of the house and any additional services requested.  Upon completion of the inspection, the inspector will prepare a detailed report for the homeowner and agent to use in negotiations with the seller. Generally,  there is a Basic Home Inspection fee and then there are some ancillary services available.

  • Radon Testing
  • Well Water Testing
  • Septic Inspection
  • Pest and Wood Destroying Organisms (termites)
  • Sewer Scope – Ideal for older homes, but also good in new construction.

Your lender may require certain inspections such as well and septic for all FHA/VA/USDA loans.

What does a Home Inspector Not Do?

Home inspectors have been trained to detect certain defects in a house.  They will not advise on the cost of a repair because there are many variables.   They will list items that should be inspected by a qualified contractor for further evaluation.

What happens after receiving the home inspection report?

You will work with your Real Estate Agent to negotiate any needed repairs with the seller.  You will want to have any areas of concern evaluated by a professional before committing to negotiated items.  Your Real Estate Agent is a good resource for finding qualified contractors.   There is no obligation to use someone that has been suggested by your real estate agent.  Real Estate Agents are trained in helping you buy and sell houses and not on building standards or codes.

Recommended Home Inspector in Central Indiana

Heartland Housemaster  317-209-9100  https://housemaster.com/heartland


There are many other home inspectors and I do not guarantee your experience, but I have had great experiences with them over the years.